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Osman Yağmur
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OsmanYağmur

Business Analyst & Fintech Developer turning data into strategic business decisions.

  • Statistics student · Hacettepe
  • Albaraka Türk · Ankara Regional Directorate
  • Teknofest 2026 Fintech finalist
  • Çankaya, Ankara

osmanymrr@gmail.comLinkedInCV (PDF)

Osman Yağmur in a black T-shirt and sunglasses, arms folded, standing in front of open windows. Black and white photograph.

About

I'm a third-year statistics student at Hacettepe University. I've worked at Albaraka Türk since June 2025, first on the sales side as an assistant portfolio manager and now at the Ankara Regional Directorate, where I analyze how our branches perform.

I use Python and statistical methods to turn complex datasets into something a team can act on, and I explain the results in terms the business side can use. Working on the ground in finance, entrepreneurship and hospitality taught me needs analysis, persuasion and how to handle a crisis, and I bring that experience into my analytical work.

Osman Yağmur in glasses and a navy polo shirt, wearing a competitor badge at the Teknofest Financial Technologies Competition.

Projects

Risk Analysis with Dynamic Balance Sheets

Team
AlphaAnalytica
Website
alphaanalytica.co
Competition
Teknofest 2026 Financial Technologies Competition
Venue
GAP Airport, Şanlıurfa
Date
30 September – 4 October 2026
My role
Originated the idea; team captain and system architect
Osman Yağmur on stage under the “Finansal Teknolojiler” (Financial Technologies) sign, walking through the product's balance sheet view on the big screen; the jury and competitors at their laptops in the foreground.
Final presentation: the product's balance sheet view. Teknofest 2026 Financial Technologies Competition, Şanlıurfa. Photo: TEKNOFEST

Measure risk more dynamically, using data that reflects what a business is doing right now.

Problem
Credit risk for businesses is mostly assessed from periodic balance sheets. The idea came from my time in branch banking: measure risk more dynamically, using data that reflects what a business is doing right now.
Approach
We built a fintech solution that produces dynamic credit risk scores for businesses from alternative data sources. I designed the analytical framework drawing on my statistics training and my interest in large language models.
Data sources
E-commerce, shipping and advertising data, together with sentiment analysis.
Outcome
The project reached the final. We are now turning it into a startup.

I wrote about how the project came about and what I learned (in Turkish): Kredi Geçmişi Olmayan İşletmeye Kim Limit Verir?

Osman Yağmur speaking at the lectern, with the “Risk Analysis” slide on the screen behind him and the event dates and venue on the front of the stage.
Risk analysis: we built the risks and their mitigations into the product. Photo: TEKNOFEST

espressoir.com

A web platform that digitizes specialty coffee experiences, brewing journals and workshop sign-ups.

  • Next.js
  • TypeScript
  • Supabase

Experience

  1. – Present

    Regional Coach Assistant

    Albaraka Türk Participation Bank, Ankara Regional Directorate

    I work on the data-driven analysis and management of branch performance. I track financial metrics, develop actions to improve sales efficiency and follow each branch against its targets. My reports feed into senior management's decisions.

  2. –

    Assistant Portfolio Manager

    Albaraka Türk Participation Bank

    Managed sales of financing, deposit and insurance products to retail and commercial clients. Matched products to client needs to support retention and portfolio growth, and took an active part in client acquisition, campaign management and marketing.

  3. –

    Sales Consultant

    Vestel

    Contributed to store performance through client relationships, needs analysis and sales technique.

  4. –

    Barista

    Shakespeare Bistro

    Focused on product quality and guest experience, and learned a range of coffee brewing methods.

Education

  1. – Present

    BSc Statistics

    Hacettepe University

Community

  1. – Present

    Public Relations Coordinator

    Hacettepe University Tennis Club

    I run the club's external communications and sponsorship. I put together a tiered sponsorship package covering both cash and in-kind partnerships, manage conversations with prospective sponsors and organize our promotional stands.

  2. –

    Active Member

    ACM Hacettepe

    Helped organize technical and social events. Developed the concept and content for training sessions and seminars, and handled communication with instructors and overall coordination.

Skills and languages

Technical
  • Python
  • SQL
  • Power BI
  • SPSS
  • R
Languages
  • Turkish (native)
  • English (B2)

Interests

Outside work I'm into specialty coffee, tennis, running and fitness, and I follow what's happening with large language models closely.

Contact

You can book a 15-minute intro over a good coffee to talk data, finance or entrepreneurship.

Book a 15-minute intro

For internships, roles or sponsorship, reach me by email or through the form below.

Email
osmanymrr@gmail.com
LinkedIn
linkedin.com/in/osmanymr
Location
Çankaya, Ankara, Türkiye

References available on request.

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